It seems to me that you are just looking for permission to say later that we merit eternal life; and in such a way that those who are initiated will accept what you are saying one way, while the uninitiated will accept it differently.
I will say therefore that faith does not merit eternal life; rather it obtains the merits of Jesus Christ so that we may have eternal life.
So-o-o, you're just not understanding the point. It is, for us here, a language problem. I think we *all* agree, in this little group, that we cannot *earn* our Salvation by doing good works--not even by obeying the commandments of Christ! We *agree on this!*
So the language problem arrived for me when someone disputed my belief by pointing out my use of the word "merit." Words can be tricky. Words mean what they mean *in context,* and not just by your own preferred use of the term, or regular use of the term.
Many Christians, when they hear the word "merit" go into "Justification" mode, not realizing that some, like myself, are using the word in a completely different context. When I say we must meet the qualifications for receiving eternal life, I'm saying that we *must* get our Salvation from Christ, because we cannot get it from ourselves alone. In other words, Christ is the exclusive source of our Salvation.
But we *must* meet the qualifications necessary in order to receive this exclusive Salvation from Christ. God has required of us that we put our faith in Christ as the exclusive source of our Salvation.
In this sense, and in this sense alone, I've used the word "meriting Salvation." It has nothing to do with Self-justification, nor with earning our Salvation by Works. Rather, it has only to do with meeting the qualifications necessary for receiving Christ's exclusive Salvation!
So where do Works come in? They are part of *proving that we've already received Salvation!* It is the part where we choose Christ's Salvation as the means of receiving a new nature capable of producing good works regularly.
All men can, I believe, do good. But only from Christ can we receive a completely new nature which can do good regularly.
All other men do good irregularly, and mix evil in with their good. A "new nature" implies an entirely new outlook, in this case referring to a Christian nature that is, by nature, good and always wanting to do good.