fwiw i would normally do this, yes, believing it to be the best way to challenge a new idea; but really, after you have said
you did all the work for me. i'm kind of curious what kind of response you even expected here?
This is not a new idea, though it may be for you.
The only reason I'm responding to you at all is because someone else may be helped through the answer. It seems you are hell bent on building your pride trying to look like some great theologian, while completely ignoring the truth of scripture. I hope the scripture given will stop your mouth (Romans 3:19) so you can recognize it's truth.
We all have sins we are guilty of. No one can make themselves perfect (even you), we can only be made perfect by a work of grace through justification by faith. If our faith is not solely in Christ as our Savior, we have not recognized ourselves as helpless and totally dependent on Him. This kind of prideful heart must be humbled before we can be justified by faith.
Faith in Him means no trust in ourselves. This is what Paul is teaching in the passage in Philippians 3 which I used in the original post (you know, the first point made which you ignored). It's a truth we must recognize about ourselves, and about Christ. When we have recognized our helplessness and trusted Christ alone without "confidence in the flesh", we have
"repented" toward justification (salvation).
Let's say a person is a habitual liar. He stops telling lies and never lies again. He has "repented" of that sin, but it has nothing to do with justifying himself because God said.......
Galatians 2:16
16 Knowing that a man is not justified by the works of the law, but by the faith of Jesus Christ, even we have believed in Jesus Christ, that we might be justified by the faith of Christ, and not by the works of the law: for by the works of the law shall no flesh be justified.
Therefore, since no man can be justified by the law, repenting "of sins" has absolutely nothing to do with justification before God, and if your dependence is on your "turning from sin", then God considers it a debt He owes, which cancels His grace!
Romans 4:4-5
4 Now to him that worketh is the reward not reckoned of grace, but of debt.
5 But to him that worketh not, but believeth on him that justifieth the ungodly, his faith is counted for righteousness.