Transform a man's life into what? Nothing? You teach a transformation that doesn't transform.
You are making it very clear that all you have to have on judgment day is 'nothing but the blood' and you will be saved. Not knowing that 'nothing but the blood', if you really have it,
won't be alone. Even Luther, who you love to quote, said this! Did you not know this?
“We are saved by faith alone, but the faith that saves is never alone.”
― Martin Luther
Quote by Martin Luther: “We are saved by faith alone, but the faith that...”
But you say it can be alone.