Still taking care of my mother.
The nursing home called and went over some things and because my mother has more than $5,000 life insurance she is ineligible for Medicaid. She has death benefits of $13,500 and her funeral will cost almost $13,000.
I told them I would cash the policies (which would be considerably less) and put it on a pre pay at the funeral home and they said it didn't matter.
She has more than $5,000 life insurance, she can't get Medicaid so I would have to pay $300 a day to put her in the nursing home.
She can't get out of bed anymore and has a catheter in and I have to use a walker.
So I am just stuck here without a solution
This just doesn't seem right! Illegals area all on Medicaid.
Your mom can't get it because she has a life ins policy? What?
My sister lives in a 900K house alone and yet, is on Medicaid.
How old is your mom? She doesn't have Medicare?
Try contacting your state representative . Something sounds wrong here.
I will keep praying for you, brother. I wish I was in the position to help financially.
as for funerals- yes this is why so many opt for cremation now.