We do not arrive at saving faith "by ourselves". It is the work of the Gospel and the Holy Spirit working together. But in the end it is YOUR faith that counts and is "accounted for righteousness". Once again we go to Romans 4 (which is the Word of God meant to teach you something):
For what saith the scripture? Abraham believed God, and it was counted unto him for righteousness. Now to him that worketh is the reward not reckoned of grace, but of debt. But to him that worketh not, but believeth on him that justifieth the ungodly, his faith is counted for righteousness.
Who is doing the believing? You
Who is imputing righteousness to you? God
Is faith contrasted with working in this passage? Absolutely
Is faith shown as God's work in this passage? Absolutely not.
At the time that Abraham believed God, he had done absolutely nothing to prove his faith. It was only much later (about 40 years later) that Abraham proved His faith by obeying God in the sacrifice of Isaac.
Uh, in pointing to Abraham, you prove election by God, not personal choice. I believe God because I know Him. I don't know Him because I believe Him.
Our belief comes from God.
23 Jesus said to him, “If you can believe, all things are possible to him who believes.”
24 Immediately the father of the child cried out and said with tears, “Lord, I believe; help my unbelief!”
25 When Jesus saw that the people came running together, He rebuked the unclean spirit, saying to it, “Deaf and dumb spirit, I command you, come out of him and enter him no more!” Mark 9:23-25
I suppose that you think that this man with the possessed son was exceptional, but the Scripture teaches the exact opposite.
You meet him who rejoices and does righteousness,
Who remembers You in Your ways.
You are indeed angry, for we have sinned—
In these ways we continue;
And we need to be saved
6 But we are all like an unclean thing,
And all our righteousnesses are like filthy rags;
We all fade as a leaf,
And our iniquities, like the wind,
Have taken us away.
7 And there is no one who calls on Your name,
Who stirs himself up to take hold of You;
For You have hidden Your face from us,
And have consumed us because of our iniquities.
Isaiah 64:5-7
Isaiah describes the natural state of man, incapable of doing anything to save himself.
This is God's answer to Isaiah's dilemma:
25 Then I will sprinkle clean water on you, and you shall be clean; I will cleanse you from all your filthiness and from all your idols. 26 I will give you a new heart and put a new spirit within you; I will take the heart of stone out of your flesh and give you a heart of flesh. 27 I will put My Spirit within you and cause you to walk in My statutes, and you will keep My judgments and do them. Ezekiel 36:25-27
"Anyone who denies these basic facts makes God and Christ liars, and will be judged accordingly."
Don't worry about this foolishness
. If you've believed the Lord, then you've passed out of judgment and into life. The only judgment of believers is one of reward.
9 For we are God’s fellow workers; you are God’s field, you are God’s building. 10 According to the grace of God which was given to me, as a wise master builder I have laid the foundation, and another builds on it. But let each one take heed how he builds on it. 11 For no other foundation can anyone lay than that which is laid, which is Jesus Christ. 12 Now if anyone builds on this foundation with gold, silver, precious stones, wood, hay, straw, 13 each one’s work will become clear; for the Day will declare it, because it will be revealed by fire; and the fire will test each one’s work, of what sort it is. 14 If anyone’s work which he has built on it endures, he will receive a reward. 15 If anyone’s work is burned, he will suffer loss; but he himself will be saved, yet so as through fire. 1 Corinthians 3:9-15
I have no fear of this judgment because I seek no other reward than Christ.
Do you understand these things?
You can't loose what you didn't earn and you didn't earn salvation because it is entirely of God. We contribute nothing, (but we can earn rewards.)