Faith itself, all by itself, apart from works, is what does the justifying. Getting baptized does not solicit justification as just payment for work completed.
no,
It’s grace that saves
Which proves faith and baptism
Thru faith and the sacraments we enter the new covenant and the life of grace
But none are “saved” in this life but the next matt 24:13
Redemption, Justification, Sanctification, and Salvation!
Redemption: 100 percent the work of God, thru the life, death, resurrection, and ascension of Jesus Christ! All mankind are redeemed in Christ! Eph 2
Galatians 2:16 3:13
Christ hath redeemed us from the curse of the law...
Justification: our acceptance of redemption thru faith and baptism! Become a disciple and member of Christ and His Church! Jn 3:5 acts 2:38 Mk 16:16 He who believes and is baptized shall be saved. 1 Corinthians 12:13 For by one Spirit are we all baptized into one body, whether we be Jews or Gentiles, whether we be bond or free; and have been all made to drink into one Spirit. Galatians 3:27
For as many of you as have been baptized into Christ have put on Christ.
Sanctification: the life of grace in the holy sacrifice of the mass and sacraments, prayer, virture, and good works, the just living by faith, and faith working thru love! Phil 1:29 called to suffer with Christ.
All done in Christ thru His grace! Jn 15:5 I am the vine, ye are the branches: He that abideth in me, and I in him, the same bringeth forth much fruit: for without me ye can do nothing.
Salvation: a christian in the state if grace at the moment of death we enter into the salvation of the Lord! Mt 24:44-47 faithful servant! Jn 15:1-5 abide in me. Mt 24:13 But he that shall endure unto the end, the same shall be saved.
Heb 4:14 For we are made partakers of Christ, if we hold the beginning of our confidence stedfast unto the end;
Rom 13:11 ...for now is our salvation nearer than when we believed.
Then Once saved always saved!
1 Pet 3:20
Which sometime were disobedient, when once the longsuffering of God waited in the days of Noah, while the ark was a preparing, wherein few, that is, eight souls were saved by water.
21 The like figure whereunto even baptism doth also now save us!
(Ark of Noah a type of the church, member of Christ and his church and salvation by baptism!)
(Outside the ark all died and outside the church there is no salvation!)