Dodging the question! How many ways have I put this. Do you need braille or smoke signals, or bongo drums!
Saved means saved from something. In no language does saved mean ticket to anywhere. No matter what, your passage to heaven is up to Christ.
Some people think that all judgment occurs the moment they believe....they forget about judgment day.
If a man sitting on a log decides he believes in Christ and dies immediately, he is not saved.
If a man sitting on a log decides he believes in Christ and 50 years later dies and was not baptized, he is not saved
If a serial killer in his teens believed and was baptized but then became a serial killer, he is not saved.
If Hitler at the end suddenly believed in Christ just before he was killed, he is not saved.
All of these people will appear before Christ at judgment and their fate will be decided by Him. But none of this changes what Christ and the Apostles said to do for salvation. If you do not do what Christ said and be baptized if you do not partake of the communion....then He is the final judge. There are things that Christ will consider. I am not the judge, Christ is. You speak against what Christ said to do. That is between you and Him. But is that the limit? Do we ignore the rest of Christ's teachings? Do pick and choose what we think is right? The Way to salvation is well defined by Christ and the Apostle and the example is set in the early Church.
If you do not do what Christ said to do, to achieve salvation, that is on you. If someone believes your words and are lost, that also, is on you, and that too, you will have to answer for before Christ. That could multiply very quickly.
But it would be more truthful for you to tell us why you do not think baptism in necessary. Why it is not important. Why you do not what to do what Christ and the Apostles said to do. Is it a battle of scriptures where you pick one side? That is worst way to form a belief. No matter what you read, you cannot erase the fact that Christ and the Apostles told us to be baptized.
Belief and baptism are listed when speaking of salvation, and Christ describes what happens to you if you do not partake of communion, true they don't list everything, every time the topic comes up, but when you say car, do you always list all the components of a car, or do you just saying car.
Some topics can get complex but this is not one of them...how could you have got it so wrong.