Here is how people are saved.@Robert Pate
Not verbally, however you say Christs death only made salvation available, falling short of saying Christs death saved them He died for. Also you teach that people Jesus Christ died for, died for their sins, shall yet die in their sins in unbelief. So that means Christs death for them, in and of itself did nothing to save them. Also its Blasphemy
"In whom you also trusted, after you heard the word of truth, the Gospel of your salvation: in whom also after that you believed, you were sealed with that Holy Spirit of promise" Ephesians 1:13.
We hear the Gospel, we believe the Gospel and we are sealed with the Holy Spirit.
Paul also said, "So then faith comes by hearing, and hearing by the word of God" (which is the Gospel) Romans 10:17.