Just because you are elect, doesn't place you in a saved condition. Because you are elect you will be brought to that saved condition. Till then you are lost. The 144,000, though elect, were not saved at the time of the rapture.
Stranger
The elect has to be saved,they were already judged before the foundation of the world
Ephesians 1:4 "According as He hath chosen us in Him before the foundation of the world, that we should be holy and without blame before Him in love:"
How can they not be when they are the remnant
Romans 11:4 "But what saith the answer of God unto him? I have reserved to myself seven thousand men, who have not bowed the knee to the image of Baal."
Though this is history, in that God had reserved for Himself seven thousand men that would never bow to the image of Baal, Elijah did not know those seven thousand people that had stayed faithful to Him. This quotation is recorded in I Kings 19:10-18.
Romans 11:5 "Even so then at this present time also there is a remnant according to the election of grace."